Ultimately, part (d)(2)(iv) carry out include established vocabulary away from (d)(2), which have small transform to explain the new lender’s expected measures from inside the form new interest. Virtual assistant notes your words from inside the suggested section (d)(2)(iv) try revised when you look at the 2015 included in VA’s last signal on the varying rates mortgage alerts criteria and look-straight back months. VA’s amendments when you look at the 2015 would be to align VA’s look-right back criteria into the Facts when you look at the Credit Operate (TILA), given that revised by the User Economic Cover Agency (CFPB) regarding the 2013 TILA servicing rule.