Predictors out-of loan default decisions
There are two main degrees of facts (we.elizabeth., the non-public and you can interpersonal profile) that influence brand new borrower’s standard behavior. Regarding the personal-height products, the present literature towards on the internet P2P financing networks primarily centers around around three categories of circumstances you to definitely influence an individual’s standard behavior, namely, hard suggestions, delicate guidance, and you may low priced cam out-of consumers (Freedman and you can Jin 2010). Read more